Senior Business Analyst - Credit Risk

Apply
Apply

Share

successfully icon

Successfully

The vacancy has been successfully added to favorites

location icon

Gurugram, India

specialization icon

Business Analysis

lob icon

BCM Industry

date icon

28/08/2025

Req. VR-117075

Apply
Project description

We are seeking an experienced professional to join our Credit Risk and Securitization domain in a dual capacity as a Business Analyst (BA) and Data Analyst (DA). You should bring deep expertise in credit risk modeling, securitization, and financial regulations, along with strong analytical and communication skills.

Responsibilities
bullet icon

Analyze and document business requirements (BRD, FRD, As-Is, To-Be).

bullet icon

Conduct functional, user acceptance, and end-to-end integration testing.

bullet icon

Navigate complex systems and data landscapes to identify gaps and apply assumptions for business outcomes.

bullet icon

Ensure data accuracy, consistency, and integrity across systems.

bullet icon

Implement data validation and cleansing processes.

bullet icon

Optimize data processing and analysis to support decision-making.

bullet icon

Write SQL queries for data analysis and visualization.

bullet icon

Present complex data insights to senior management and stakeholders.

Skills

Must have

bullet icon

Minimum 8 years of industry experience in BA/DA roles.

bullet icon

Strong understanding of credit risk models (PD, LGD, EAD) and mitigation techniques.

bullet icon

Expertise in securitization transactions and economic models.

bullet icon

Familiarity with Basel III, IFRS-9, and relevant US/European regulations.

bullet icon

Knowledge of fair valuation of assets and business model testing.

bullet icon

Understanding of Treasury functions and capital market products.

bullet icon

Experience with SDLC processes and documentation.

bullet icon

Analytical mindset with strong problem-solving abilities.

bullet icon

Ability to manage multiple projects and adapt to evolving business needs.

bullet icon

Understanding of enterprise data architecture (data lakes, warehouses, marts).

Nice to have

bullet icon

N/A

Other
seniority icon

Languages

English: B2 Upper Intermediate

seniority icon

Seniority

Senior

Gurugram, India

Req. VR-117075

Business Analysis

BCM Industry

28/08/2025

Req. VR-117075

Apply for Senior Business Analyst - Credit Risk in Gurugram

*Indicates a required field

Under the terms of your specific consent or to perform our obligations under a contract with you, as applicable, we, Luxoft Holding Inc. will manually and electronically process your personal data, specifically your first name, last name, phone number, e-mail address and other data you provide us through this form.


Within this context, we process personal data only for the specific purpose(s) indicated in the individual consent language or other notices provided below.


We will – insofar as reasonably necessary for the purpose you have agreed to and within the scope of applicable laws – transfer your personal data to other entities within the Luxoft Group and to the group of third party recipients listed in our Privacy Notice. Such Recipients can be located outside the European Union (EU) and/or the European Economic Area (EEA) (“Third Countries”). The Third Countries concerned, e.g. the USA, may not have the level of data protection that you enjoy e.g. under the GDPR. This can result in disadvantages such as an impeded enforcement of data subjects’ rights, a lack of control over further processing and access by state authorities. You may only have limited legal remedies against this. Insofar our transfer of your personal data to recipients in Third Countries is not covered by an adequacy decision of the EU Commission, we achieve an adequate level of data protection as further detailed out in our Privacy Notice.


With your consent, we personalise marketing communications to you by way of carrying out marketing research analysis, analysing the surfing-behaviour of our website visitors and to adjust it to their detected tendencies, as well as to plan more efficient future marketing activities. This personalised marketing does not include any automated decision-making activities.


Further information on how we process personal data in general is available in our Privacy Notice. You may withdraw any given consent at any time. The withdrawal of your consent(s) will not affect the lawfulness of processing before its withdrawal. For any request in this context, please e-mail us at: DPO@luxoft.com.


Before uploading CV or any other information to this website, to learn more about your obligations and restrictions arising from the use of this website, please read our Terms of Use.