Lead System Analyst

The Lead Systems Analyst will be responsible for driving the design, delivery, and integration of Client's Tokenised Deposits Platform. This includes defining requirements for token lifecycle operations (issue, transfer, lock, redeem), on chain/off chain settlement, programmability features, and interoperability with payments, treasury, and liquidity systems.

This role partners with Payments, Technology, Architecture, Compliance, and Treasury teams to deliver a secure, regulated, production grade tokenised deposit infrastructure that supports domestic and cross border settlement use cases.

Key Responsibilities

Tokenised Deposits Platform Analysis & Solution Design

Lead end to end functional analysis for Clients tokenised deposit platform including:

Token issuance, minting, and burning

Transfer logic, atomic settlement, and conditional settlement rules

Token locking/unlocking, escrow, and programmability

Redemption and conversion back to traditional deposits

Define user journeys and system workflows for customers, operations, and treasury when interacting with tokenised deposits.

Design the full token lifecycle and state machine, ensuring accuracy, traceability, and reconciliation with core banking systems.

On Chain / Off Chain Integration & Settlement

Define integration patterns between:

DLT nodes and Clients tokenisation engine

Payment hubs and settlement processors

Core banking, deposit systems, and general ledger

AML, sanctions, transaction monitoring engines

Design settlement flows for:

Domestic payments using tokenised deposits

Cross border corridors leveraging tokenised deposits as settlement assets

Interbank or inter entity transfers on tokenised rails

Ensure deterministic, final and auditable settlement regardless of whether settlement occurs on chain or off chain.

Architecture & Platform Delivery Leadership

Work closely with Solution Architects to define:

Smart contract modules for deposit tokens

Token metadata standards, security constraints, and compliance hooks

Wallet integration (custodial / institutional / MPC-based)

Key management and signing workflows

Define API specifications and event models for token issuance, transfer, settlement, and reconciliation.

Support the overall platform design to achieve scalability, resilience, fault tolerance, and regulatory compliance.

Regulatory, Risk & Compliance Alignment

Translate MAS regulatory expectations regarding digitised deposits, DPT, stablecoins, and tokenised money into system requirements and controls.

Ensure compliance with AML/CFT screening, Travel Rule requirements, traceability, and token provenance rules.

Design audit trails, event logs, and monitoring capabilities for token movement and settlement.

Ensure TRM compliant architecture covering confidentiality, integrity, availability, and tamper proof recordkeeping.

Delivery & Engineering Support

Lead analysis workstreams across Agile squads delivering tokenised deposit capabilities.

Provide precise clarifications to developers on token logic, settlement rules, smart contract behaviour, and edge cases.

Support QA in designing and executing tests for:

Multi currency token issuance

Settlement finality and state transitions

Token to core banking reconciliation

Failure/retry, rollbacks, and operational exceptions

Stakeholder & Vendor Engagement

Collaborate with Blockchain and Digital Assets, Payments, Treasury, Operations, Risk, and Compliance to refine use cases and delivery scope.

Manage vendor interfaces for DLT platforms, tokenisation engines, custody providers, or digital asset infrastructure components.

Communicate platform behaviour, risk implications, and architectural decisions clearly across business and technology teams.