Project description

The role focuses on credit risk reporting, regulatory reporting and data governance within an international banking environment. The successful candidate will support senior risk management by ensuring accurate and timely reporting, maintaining data quality controls and continuously improving reporting processes. The role involves close collaboration with Risk, Finance, Technology and Data stakeholders.

Responsibilities

-Design, produce, review and control senior management and committee reporting.

-Support credit risk reporting, regulatory reporting and portfolio analysis.

-Ensure the accuracy, completeness, consistency and traceability of reported data.

-Oversee data quality controls, reconciliations, issue tracking and remediation activities.

-Support data governance standards, including data ownership, data lineage and critical data elements.

-Analyse portfolio trends, investigate data discrepancies and identify root causes of reporting issues.

-Identify opportunities to optimise and automate reporting processes.

-Collaborate with Risk, Finance, Technology, Operations and Data stakeholders to resolve reporting and data-related issues.

-Ensure appropriate reporting controls and governance standards are maintained.

Skills

Must have

Minimum 10 years of experience in credit risk-related roles, specialising in risk reporting. Regulatory reporting experience is also acceptable.

Demonstrated experience designing, producing and controlling senior management and committee reporting.

Strong knowledge of data governance principles, including data ownership, lineage, critical data elements, data-quality measurement, reconciliation and issue management.

Strong analytical capability, including portfolio analysis, trend interpretation, root-cause analysis and translation of complex data into clear management insights.

Experience improving or automating reporting processes and working with reporting, data visualisation or business intelligence tools.

Excellent written and oral communication skills, with the confidence to influence, challenge constructively and resolve issues across senior stakeholder groups.

Strong organisational skills, attention to detail, ownership and the ability to manage competing priorities and deadlines.

Advanced proficiency in Microsoft Excel, Word & PowerPoint, and Python.

Ability to build effective working relationships across functions, legal entities and borders, with strong multicultural awareness.

Nice to have

Experience with Internal Ratings-Based (IRB) frameworks and associated credit risk data requirements, demonstrating understanding of regulatory risk assessment methodologies.

Familiarity with banking regulations and enterprise risk management frameworks, supporting compliance and risk mitigation efforts.

Experience with business intelligence, data visualization, and reporting automation tools, enabling effective data analysis and presentation.

Knowledge of data lineage frameworks, data quality metrics, and formal data ownership models, ensuring data integrity and accountability.

Experience working with complex banking data and source systems, facilitating accurate data handling and integration.

Experience implementing or enhancing data governance frameworks within regulated financial institutions, promoting robust data management practices.

Other

Languages

English: C1 Advanced

Seniority

Lead

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Luxoft Benefits*

Global Relocation

●Relocation options **
●Experience in an international environment
●Cross-cultural experience

Recognition and Evaluation

●Feedback culture
●Regular appraisals

Time Off***

●Annual holiday - 20 or 26 days. The duration of the leave depends on the overall seniority
●Occasional leave - 1 or 2 days/ depending on the circumstances
●Child care leave - 2 days or 16 hours per year
●Absence due to force majeure - 2 days or 16 hours per year
●Maternity Leave - 20 weeks
●Parental Leave - 41 weeks
●Paternity Leave - 14 days

Luxoft Training Center

●Expert-led tech courses covering basic to advanced topics
●Internal instructor-led soft skills courses
●Comprehensive in-house self-learning resources for both soft and hard skills
●Access to external self-learning libraries like ProQuest eBook and Udemy for Business
●Cloud Programs: MS Cloud Academy, AWS Partner Academy, Google Cloud Academy
●Custom Learning Programs: upskilling, reskilling, technical mentorship
●Leadership Programs for Managers

Well-being and Work-life Balance

●Multisport card
●Possibility to order Multisport card at the corporate rate for family members
●LuxGood Program: wellbeing seminars, contests, relaxation sessions, yoga sessions, etc.
●One Team Program: Buddy for each New Joiner; seminars, meeting and workplace space to support integration with local community and culture; “Hire me” workshops for partners
●Preferential banking offer
●Preferential car leasing offer
●Cafeteria program discounts for shops, cinema tickets, holiday offers
●Luxoft Social Benefit Fund: sport and recreation benefits, the possibility to receive financial support

Health Care

●Private Healthcare Insurance with unlimited access to specialists
●Full dental support
●Travel Insurance
●Possibility to add private healthcare coverage for family members at the corporate rate
●Life insurance at the corporate rate for employees and family members, including payment of the basic package for the employee by the employer
●Reimbursement for corrective glasses

Company Events and Friendly Environment

●Many fun social activities organized by the Luxoft team offline in your city
●Online entertainment events for whole company and local team events
●A workplace where you’re treated with respect within a multicultural team

Internal Mobility

●Rotation between projects and accounts
●New career opportunities

Self-Learning Library

CSR Projects

*The acquisition of rights to the above benefits depends on the form of cooperation. Benefits apply to those employed under a contract of employment.

**Please note that relocation is not available for all open positions. At Luxoft Poland it is possible to work remotely only from the territory of Poland.

***Options offered by the Polish government.

Krakow, Poland

Req. VR-125697

Business Analysis

BCM Industry

22/10/2026

Req. VR-125697

Apply for Credit Risk Reporting & Data Governance Lead in Krakow

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